Top 10 Essential Health Insurance Benefits for Indian
Health insurance in India offers numerous benefits that enhance access to healthcare and financial security. Key advantages include cashless hospitalization, which eliminates upfront payment hassles, and coverage for pre- and post-hospitalization expenses. Many plans also offer no-claim bonuses, increasing the sum insured for claim-free years. Additional perks often include coverage for critical illnesses, day-care procedures, and domiciliary treatment. Furthermore, policies typically provide tax benefits under Section 80D of the Income Tax Act, making health insurance not only a safeguard for health but also a smart financial choice.