Navigating Health Insurance in India: Coverage, Benefits, and Plans in 2024
Health insurance in India provides financial protection against medical expenses due to illness, injury, or surgery. It covers hospitalization costs, outpatient treatments, diagnostic tests, and sometimes preventive care, depending on the policy. In 2024, health insurance policies are evolving to offer broader coverage, including mental health services, critical illness coverage, and wellness programs. Insurance providers offer various plans tailored for individuals, families, and senior citizens, with options like cashless treatment at network hospitals and tax benefits under Section 80D of the Income Tax Act. The growing awareness about health risks has led to more people opting for health insurance to safeguard their finances and well-being.